Terms

Terms of use

Susman Insurance Agency, holding a California insurance license (License 0B75129), runs this website. It supplies factual material on term insurance and offers a quotation system based on the information you submit.

Quotes are informational only. Carriers supply the rates for the tier you opted for; they're illustrative, not binding. They're not an insurance proposal, a rate lock, or an approval guarantee. The company sets the true monthly cost, rating class, and qualification status after underwriting review; terms in the final policy are what count.

Coverage doesn't activate here. Sending a rate request, starting an application, or submitting a contact note doesn't create any insurance. A policy starts only after a company issues one, you sign off on it, and you make your first payment.

What's available. Coverage, companies, and prices fluctuate by location and situation and shift at any time. Rate samples are constructed for people living in California.

General information only. This resource provides broad educational material and isn't personal legal advice, accounting guidance, or financial counsel. Check with certified specialists before acting on vital decisions.

External application system. The apply section uses a third-party application software and follows that vendor's guidelines.